Shared Equity schemes for older people


The Scottish Government has now made the over 60s a priority group for those wanting to access shared equity housing.

Shared equity is where an individual purchases a property at a discounted rate (up to 40%), with help from the government.

The government only claims its contribution back when the house is sold or when the individual purchases a larger stake in the property.

There are different schemes available, such as the open market shared equity scheme, new supply shared equity scheme, and help to buy (Scotland), and these all operate differently.

If you are over 60 and are looking to purchase a property more suited to your long term needs, or to be closer to family, but are struggling to find one that’s affordable, then one of these schemes may be for you.

For more information:



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